Costa Rica retirement living consistently ranks among the world’s best for climate, healthcare, and value. Here’s a realistic 2026 monthly budget and the towns that deliver the best lifestyle for the money.
A realistic monthly budget
Many retired couples live well on $2,000–$3,000/month, including housing, groceries, utilities, healthcare, and entertainment. Frugal singles manage on less; beach and luxury lifestyles cost more. Full detail: cost of living breakdown.
Best towns for retirees
Central Valley: Grecia, Atenas, Escazú, Santa Ana — spring climate, hospitals, airport. Beach: Tamarindo, Nosara, Uvita, Jacó. Blue Zone: the Nicoya Peninsula.
Residency for retirees
The Pensionado program requires ~$1,000/month in pension income. See the Pensionado visa guide.
Healthcare you can afford
Caja + private insurance is the winning combo. Read healthcare for retirees.
Rent first, then buy
Spend a season renting before committing. See renting vs. buying, then browse homes for sale.
Is it safe?
Costa Rica is among the safest countries in Latin America for expats. Read the retiree safety guide.
Talk to a Costa Rica Real Estate Expert
Costa Rica Retirement Vacation Properties has helped international buyers find homes, lots, and investment properties across the country since 2010. Browse our current listings or contact our team for a free, no-pressure consultation — by email, phone, or WhatsApp.