More retirees than ever are looking overseas for a warmer, more affordable, and more adventurous retirement. So where should you go? Here are the best countries to retire abroad in 2026 — and an honest look at how Costa Rica compares.
What makes a great retirement destination
Five things matter most: cost of living, healthcare, an accessible visa, safety, and climate. The best choice balances all five for your budget and lifestyle.
Costa Rica
The all-round leader for many: low cost of living, the affordable Caja + private healthcare, an easy Pensionado visa (~$1,000/month), no army, and spring-like highlands. See best places to retire in Costa Rica.
Portugal
Europe’s darling for its mild climate and EU access, but costs have risen and the golden visa dropped real estate. Compare: Costa Rica vs. Portugal.
Spain
Great healthcare and culture, but it taxes worldwide income/wealth and ended its golden visa in 2025. Compare: Costa Rica vs. Spain.
Panama
A dollarized economy and a generous Pensionado discount program; hotter and flatter than Costa Rica’s highlands. Compare: Costa Rica vs. Panama.
Mexico
Closest to the US with a huge expat scene and low costs; safety varies sharply by region. Compare: Costa Rica vs. Mexico.
How Costa Rica wins
It rarely tops any single category, but it scores high on all five — and adds political stability, biodiversity, and the pura vida lifestyle. For US retirees, Social Security stretches further; for Europeans, see buying as a European.
Next step: try before you buy
Spend a season before committing, then explore property. Browse current listings or compare cost of living.
Talk to a Costa Rica Real Estate Expert
Costa Rica Retirement Vacation Properties has helped buyers from the U.S., Canada, and Europe find homes, condos, lots, and investment properties since 2010. Browse our current listings or contact our bilingual team for a free, no-pressure consultation — by email, phone, or WhatsApp.