With Portugal tightening and Spain ending its golden visa, Europeans and Americans seeking residency by investment are looking further afield. Costa Rica’s Inversionista program — often called its “golden visa” — is one of the most accessible in the Americas. Here’s how it works in 2026.
The $150,000 real-estate route
Invest at least US$150,000 in Costa Rican real estate (or a business or registered investment) and you qualify for Inversionista temporary residency — a popular path because the investment is a home you actually use. Browse qualifying homes and condos.
What it gets you
Legal residency for you and dependents, the right to access the Caja healthcare system, and a route toward permanent residency after three years. It does not require you to live here full-time to maintain it, though renewals have presence rules.
How it compares to Portugal & Spain
Portugal’s golden visa dropped real estate and raised the bar; Spain ended its program in 2025. Costa Rica’s $150,000 real-estate route remains open — lower than most European thresholds, in a stable, dollarized market. Compare lifestyles: vs. Portugal and vs. Spain.
Other residency routes
Not investing? The Pensionado (~$1,000/month pension) and Rentista options exist. See every residency path.
Taxes & reporting
Costa Rica doesn’t tax foreign income, but investors should plan home-country reporting (US citizens: FBAR/FATCA). See US expat tax rules and property taxes.
The process
Buy the qualifying property (via escrow + attorney), then file the residency application with proof of investment. Our team guides both steps. See title due diligence.
Frequently asked questions
Is $150,000 the minimum? Yes, for the investor category as of 2026.
Can the investment be my home? Yes — a personal residence qualifies.
Does it lead to citizenship? Residency can lead to permanent status and, later, naturalization.
Talk to a Costa Rica Real Estate Expert
Costa Rica Retirement Vacation Properties has helped buyers from the U.S., Canada, and Europe find homes, condos, lots, and investment properties since 2010. Browse our current listings or contact our bilingual team for a free, no-pressure consultation — by email, phone, or WhatsApp.